1.    Customers must be enrolled and registered in anb rewards program. 
2.    Customers must apply and execute during the specified period of the campaign period via anb app only.
3.    The offer is available to Saudi nationals only.
4.    The offer is applicable to refinance customers only who have repaid more than 20% of their net finance amount. 
5.    The offer is limited to salary transfer customers only. 
6.    Minimum eligible net financing amount is 50,000 SAR Top Up finance and above
7.    The offer is exclusive on application via anb mobile app only. 
8.    The campaign starts 06/10/2026 and ends in 06/10/2026
For Example: - 
- Customer applied for Top-Up personal loan from 06/10/2026 to 06/10/2026 and executed until 08/10/2026, the customer will get the total 50.000 points after 30 days of the campaign ends.
9.    Points validity will be for 12 months as per the T&C’s of anb rewards program
10.    Terms and conditions of rewards program apply
11.    Terms, condition and policy of personal loan products apply
12.    Approval of loan is subject to the bank's financing policies
 - Annual percentage rate (APR) for personal finance starting from 9.12%