Terms and Conditions:

•    This offer is valid from 1 October 2026 until 31 October 2026. 
•    The offer is exclusively available to selected customers who have received an SMS from anb 
•    To participate in the offer, the customer must be enrolled in the anb Rewards Program. 
•    The customer must redeem one (1) anb Rewards point to qualify for participation in the offer. 
•    The customer must meet the minimum spending requirement stated in the SMS during the offer period to be eligible for the reward.
•    The following transactions are excluded from this offer: 
o    Refunded or pending transactions.
o    Cash withdrawals and cash transfers.
o    Digital wallet top-ups.
o    Investment-related transactions, including the purchase of stocks, bonds, mutual fund units, trading platform transactions, cryptocurrency purchases, and similar transactions.
o    Buy Now, Pay Later (BNPL) transactions.
o    Government payments.
o    Bill payment transactions.
o    SADAD transactions.
•    Any claims or disputes related to the cashback reward will not be accepted after 30 days from the date the cashback is credited to the credit card account. 
•    The cashback will be credited to the credit card account by 20 November 2026. 
•    The terms and conditions of anb Cards apply.