Personal loan offer with competitive profit margin through the app
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Terms & Conditions:

- This offer valid until 13/03/2025
- Personal finance offer with competitive profit rates exclusively through the anb app.
- The customer must be 18 Hijri years or older.
- The offer is only for Saudi customers, in both government and private sector (the offer includes the private sector only for salaries of 20k or more).
- The offer includes retired customers aged (60) years or less.
- Annual percentage rate starts from 3.58% 
- The offer includes the buyout, new customers who never previously obtained personal financing products, and customers who have not previously obtained personal financing products during the last six months.
- If the customer has any delinquency in his credit record and they are within the defaults allowed according to the credit policy, (0.50%) will be added to any of the above prices.
- If the customer applies for financing through  anb app, the customer will be granted an additional discount of 0.10% on the above prices, not exceeding the minimum price of (1.59%). This does not include the buyout due to the product not being available through the ANB Mobile application. 

- Table showing the profit rate for each salary:
- Government sector - (civil - military) - semi-governmental - private sector - retirees:

Salary Profit rate
40,000 SAR or more 1.59%
25,000 SAR - 39,999 SAR 1.65%
15,000 SAR - 24,999 SAR 1.89%
10,000 SAR - 14,999 SAR 2.18%
5,000 SAR - 9,999 SAR 2.99%

























- The above offer is inclusive of all customers,
Notes:
- The special offer includes existing and new customers and customers of the buyout according to the above brackets and includes all personal finance products according to the terms of the offer above.
- The offer includes all sectors (entities) - which include - the government sector - (civil / military) - semi-government - private sector (retirees).
- The current offers that have not expired yet, as well as the salary brackets, sectors, programs and personal finance products not mentioned in the special offer above, remain at the same current prices without any change.
- (0.50%) will be added to delinquent customers with all types of debts on all personal finance products and programs according to the credit policy allocated to each sector or salary bracket and according to the customer's credit history.
- The special offer does not include any exceptions approved for other products such as (home financing and leasing). The customer is not eligible for the above offer if he receives a special offer for any of the other products such as (home financing and leasing).