Terms and conditions: 


•    Customers are allowed to convert their local and international purchases EPP of up to 12 months, whether made through POS or online websites of schools and educational institutions.
•    Minimum transaction amount to convert to EPP is SAR 1,000 per transaction.
•    Maximum amount to convert to EPP is SAR 100,000 per transaction.
•    The campaign excludes transactions made through Sadad payments.
•    Profit margin is calculated on installment plan (monthly) as shown in the table below:
 

•    If an installment is not paid on its due date, the installment plan will be canceled immediately. 
•    If the credit card is canceled or closed, all remaining balances must be paid in full to proceed with cancelling or closing the credit card.
•    If the installment plan is cancelled, the remaining amounts must be paid along with the Profit margin, if applicable.
•    The bank reserves the right to cancel any transaction in case of suspected irregular use or violation of the campaign's terms and conditions. 
•    The offer excludes corporate cards, prepaid cards, and low-limit cards.
•    The offer applies to the following Merchant Category Codes (MCC): 8211, 8200, 8241, 8244, 8249, 8299.
•    This offer is valid from January 1, 2026, to December 31, 2026.
•    The bank is not responsible for any incorrect merchant classifications.
•    You can take advantage of the installment program through Anb mobile app and through calling 8001244040.