Last Updated Date: 1st January, 2025 
Al Ghad Al Mubark
Al Ghad Al Mubark is Shariah complaint saving account that provides a secure place for saving funds with ability to access the funds when is needed. 
It’s your way to achieve your savings goals. Not only that, but it is the ideal account to help you grow your savings for a better and secure future for you and your family. 

Features & Characteristic:
  • Sharia Compliant Saving Account 
  • Flexibility to open and mange through online channels
  • No minimum initial deposit required to open the account 
  • Safe Monthly Profits.
  • Ability to deposit any time during the month 
  • Ability to withdraw twice every month  
  • Auto deduction to transfer your savings through automated saving options such as:
    • Savings plan on transactions 
    • Fixed transfer plan
    • Flexible transfer plan

Terms & Conditions: 
  • Profits are calculated on a monthly basis based on the average balance
  • The average balance eligible for profits is SR 1,000 
  • Profits will not be calculated if the average monthly account is less than SR 1,000 
  • Accumulated Profit is distributed to Al-Ghad Al-Mubarak account in monthly basis
  • Profits will not be calculated for the month if the maximum limit for withdrawals is exceeded (twice every month).
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Expected Profit Rate:
Average balance  Expected Profit Rate (Per Annum)
Less than SR 1,000 0.00%
SR 1,000  - 50,000 2.25%
SR 50,001 – 100,000 2.50%
SR 100,001 – 500,000  2.75%
SR 500,001 – 5,000,000 3.00%
**Rates are subject to changes according to financial Market performance. 
Al-Ghad Al-Mubark FAQs

There is no minimum to open the Al-Ghad Al-Mubarak account.

Yes, Al-Ghad Al-Mubarak account complies with Sharia regulations.

There are no monthly fees.

Yes, the automatic savings plan can be activated through the bank's application.
Profits are calculated monthly based on the average account balance during the month.
The average account balance must be 1,000 riyals during the month in order to obtain profits.
There are no restrictions and the customer can transfer from the account, but if the maximum allowed limit for withdrawals is exceeded (twice a month), the monthly profits will not be paid in that month.
Profits distribution on the last day of each Gregorian month.
Yes, more than one account can be opened.
The account can be opened through Arab National Bank branches or through the bank's official mobile application.