Terms & Conditions: 


1- The offer includes all anb credit cards, except for the following cards (AlFursan credit cards, low limit cards, currency cards, digital cashback cards, corporate cards).
2- Fee exemption offer: 
-    The customer is exempted from issuance fees and annual fees once the card is issued
-     The offer is valid from 1st of May to 31st of august, 2026.
3- Welcome points offer: 
-    20,000 welcome points for customers who applies for credit card during the campaign period (
-    Cards Excluded from the Offer VISA Classic, Mastercard Titanium, AlFursan credit cards, low limit cards, currency cards, digital cashback cards, corporate cards are excluded)
-    The offer is valid from 1st of august to 31st of august, 2026.
-    The customer must spend SAR 1,000 within 30 days from the Card issuance date to receive the welcome points 
-    The offer applies to local and international transactions, points of sale, and E- purchases and transactions made on all electronic wallets, except for SADAD payment, cash transfer/withdrawal, and digital wallet charging. 
-    The customer must be registered in. anb Rewards Program 
-    This offer is not applicable with any other offer.
-     The customer's card must be active and there are no late payments at the time of adding the welcome points.
-    The offer is valid for customers without active credit cards. If there is a previous credit card, 90 days must have passed since it was closed to obtain the offer.
-    The welcome points will be deposited into the customer's anb rewards points balance after 30 days from the offer's expiration date. 
-    The terms and conditions of anb credit cards and the terms and conditions of the rewards program apply. 
-    The Bank has the right to change, modify or cancel any provision of these terms and conditions at any time