A single solution covering a range of business spend

What is Visa Commercial Pay?

• A Smarter Way for Businesses to PayVisa Commercial Pay (VCP) by anb is an innovative digital payment platform that enables businesses to issue secure, single-use or multi-use virtual commercial cards. With VCP, all organizations can streamline procurement, control business spend, and reduce reliance on cash, checks, and manual processes. ​​​​

VCP with anb?

• Enhanced Payment Security: Virtual cards with transaction limits and supplier restrictions for complete control.

• 100% Spend Visibility: Real-time reporting and detailed transaction insights for greater financial governance.

• Streamlined Supplier Payments: Accelerate domestic and international payments with full traceability.

Key Features for Businesses: 

• Virtual Card Issuance.

• Real-time Monitoring and control over every transaction.

• Custom Approval Workflows aligned with your internal policies.

• Improve cash flow management and invoice processing.

• Reduce operational and fraud-related risks.

• Centralized expense control across multiple departments or branches.

• Support cross-border payments with global scalability.

• Enhance transparency and policy compliance in line with regulatory requirements.

• Provide businesses complete flexibility and control when managing and distributing all spend, allowing for tracking and visibility

• Support businesses who centrally manage and pay for all travel expenses via their Travel Management Company

• Offer an easy, efficient and flexible way to manage payments, whether to one-off suppliers or bulk invoices to multiple suppliers

• Digitize vendor payments without major IT investment.

How It Works

• Issue anb corporate card.

• Apply for VCP to issue your digital card.

• Define Parameters – amount, usage period, supplier, and transaction purpose.

• Pay Suppliers instantly via card networks.

• Track, Approve & Reconcile within your system.