We make it facilitated for you to fulfill your wish to own the property you have always dreamed of

Financing Benefits:

• Financing programs to purchase all types of residential properties (land, apartment, villa, townhouse, residential building).
• A finance up to SAR 5,000,000.
• The repayment in fixed and affordable installments for a period of 30 years.
• Selecting the property you wish to own and in all areas.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Possibility of obtaining financing without salary transfer.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.

The finance guaranteed by the property you own is an easy and affordable way to obtain the cash you need
Financing Benefits:

• Real estate-guaranteed financing programs for all types of residential properties (land, apartment, villa, townhouse, residential building).
• A finance up to SAR 3,000,000.
• The repayment in fixed and affordable installments for a period of 30 years.
• Mortgaging the property you want, provided that the client shall be the owner of the property.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.

Obtain the real estate financing to purchase your dream home, in addition to a sufficient personal financing to meet your requirements and fulfill your other obligations.
Financing Benefits:

• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Sharia-Compliant financing.

anb provides self-construction financing with real estate guarantee as one of the real estate financing solutions that are compatible with the provisions of the Islamic Sharia, with easy and affordable procedures, in order to enable you to build your home as you desire and in a manner that suits you. The Self-Construction Financing is granted to the client guaranteed by the land owned by him in several batches to be disbursed at each construction stage as per a specific schedule and according to the completion stages.
Financing Benefits:

• A finance up to SAR 3,000,000.
• The repayment in fixed and affordable installments for a period of 30 years.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.
• Granting the finance in several batches according to the construction stages.

anb provides a land and loan product in cooperation with the Ministry of Municipal, Rural Affairs and Housing and Real Estate Development Fund. In case the beneficiary obtains the land as a support from the Ministry of Housing, he can obtain financing to build the land from the anb
Financing benefits:

• The repayment in fixed and affordable installments for a period of 25 years.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.
• Granting the finance in several batches according to the construction stages.

anb provides, in cooperation with the Ministry of Municipal, Rural Affairs and Housing and Real Estate Development Fund, a real estate financing to the citizens who have been approved in the real estate loan program by the Ministry of Municipal, Rural Affairs and Housing and Real Estate Development Fund to purchase or mortgage the property they want with facilitated procedures, after the citizen is awarded by the Ministry of Municipal, Rural Affairs and Housing and Real Estate Development Fund, and having fulfilled the anb standards applicable to him and the property, the citizen is granted the real estate loan program from the Bank, and the Bank supports the financing profits on its behalf, wholly or partially, for a financing amount no more than SAR 500,000, as determined based on the number of family members and income level (monthly).
Financing benefits:

• The repayment in fixed and affordable installments for a period of 25 years.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Free choice of any of the mortgage program options (ready housing unit, housing unit under construction, mortgage, self-construction, land and loan).
• Free choice of any of the financing solutions (down payment reduction service, flexible installment). 
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.

We offer you all the financing solutions that contribute to achieving your dreams through the possibility of obtaining the real estate financing you want without salary transfer in an easy and affordable manner
Financing benefits:

• A finance up to SAR 3,000,000.
• The repayment in fixed and affordable installments for a period of 30 years (25 years for the Fund Support Beneficiaries). 
• The maximum age limit upon expiry of the financing is 75 years.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• The finance is granted to all workers in the government, military and private sectors, bank employees and retirees.
• Free choice of any of the mortgage program options (ready housing unit, housing unit under construction, mortgage, self-construction, land and loan).
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.

A real estate financing compliant with the provisions of the Islamic Sharia for a housing unit under construction, which is released in several installments by transferring directly to the real estate developer’s account according to the construction stages. The profits of each batch shall be deducted during the construction period only, and upon completion of the construction of the unit, the full installment (principal and profit together) shall be deducted.
Financing benefits:

• A finance up to SAR 5,000,000.
• The repayment in fixed and affordable installments for a period of 30 years (25 years for the Fund Support Beneficiaries). 
• Less profit calculated on the entire financing.
• Exempting the heirs from repaying the remaining installments in case of death, “God forbid”.
• Sharia-Compliant financing.

Qualification Requirements:

• The minimum salary limit starts from SAR 8000.
• The minimum age limit is 18 years old.
• The minimum service limit starts from 3 months.
• An employee with an authority approved by the bank, or a retired employee.
• The minimum limit of the land area is 180 square meters.

Required Documents:

• Filling out the forms of the anb.
• A statement of bank account for the last three months (for the new customer)
• A copy of the real estate deed.
• Minutes of separation if the property is divided.
• A copy of the building permit.
• Salary transfer letter (if not transferred to the anb) and the salary confirmation, in case the financing requires a salary transfer.
• Housing support contract by allocating the land (for the land and loan program).
• Unit reservation form by the real estate developer (for a housing unit under construction program).
• The manufacturing agreement signed by the client and real estate developer (for a housing unit under construction program).