Terms and Conditions: 


1.    The offer is valid from 23 September 2026 until 27 September 2026.
2.    Earn 4% cashback on total purchases from restaurants, cafes and shopping during the offer period. 
3.    The offer applies to domestic transactions only.
4.    The minimum total purchases during the offer period must be SAR 100.
5.    The maximum cashback during the offer period is SAR 400 per customer.
6.    The offer does not apply to business cards, prepaid cards, or low-credit-limit cards.
7.    Refunded, pending, or disputed transactions are not eligible for this offer.
8.    The following transactions are excluded from the offer: 
a.    Cash withdrawals.
b.    Cash transfers from the card to a current account.
c.    Bill payment transactions.
d.    E-wallet top-up transactions.
9.    The card must be active at the time the cashback is credited.
10.    Cashback will be credited to the credit card account before 10 November 2026.
11.    No objection or claim regarding the cashback will be accepted after 30 days from the date it is credited to the credit card account.
12.    The Bank reserves the right to exclude any customer if there is suspicion of misuse or violation of the campaign terms and conditions.
13.    The offer includes merchants classified under the following MCC codes (5814, 5812, 5311, 5331, 5399, 5651, 5655, 5661, 5691, 5712, 5732, 5941, 5942, 5999) according to Visa and Mastercard classifications.
14.    Arab National Bank (anb) is not responsible for any incorrect merchant classification by the merchant's acquiring bank.
15.    anb credit card terms and conditions apply.