1.    EPP allows the customer to convert schools and universities purchases transactions into Easy Installment for a period of 12 months for through points of sale and e-commerce.
2.    The maximum number of active installments should be 4 active plans.
3.    Minimum transaction amount to convert to EPP is SAR 1,000 per transaction.
4.    Maximum amount to convert to EPP is SAR 100,000 per transaction.
5.    Interest is calculated on installment plan (monthly) as shown in the table below:

Duration	3	6	9	12
Interest rate	0%	1%	1%	0%

6.    In case the installment due in not paid on the specified date, the installment plan will be cancelled immediately.
7.    Wallets top up and SADAD and financial transactions are excluded from installment program.
8.    This offer is valid for anb credit cards excluding corporate, prepaid, low limit and mada.
9.    anb has the right to cancel the installment plan if one of the conditions were not fulfilled.
10.    You can take advantage of the installment program through anb mobile app and through calling 8001244040.
11.    Eligible merchants are determined based on the classification by Visa and MasterCard.
12.    This offer is valid from 25/8/2025 until 31/12/2025.
13.    Terms and conditions apply.