spend optimization - anb
- This offer is exclusively valid for select customers who received the SMS from anb.
- The offer applies only to the specific cards mentioned in the SMS received by the customer.
- The offer is valid for seven days from the date the message was sent (one week from the message date).
- The customer must meet the requirement stated in the SMS during the offer period to qualify for the reward mentioned in the message.
- Canceled, refunded, or SADAD transactions are not counted.
- The card must be active at the time the reward is deposited.
- Rewards will be credited within thirty days after meeting the reward qualification requirement.
- No objections or claims will be accepted after 30 days from the reward deposit date.
- The terms and conditions of the anb Loyalty Program apply.
- The offer for adding the credit card to digital wallets includes the following wallets: (Apple Pay, Mada Pay, and Samsung Pay.)




