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Disclaimer

The Loan Calculator provides an indicative estimation of the loan amount for illustration purposes only, and is not considered a final quote. The information provided by the Calculator is based on the soundness and accuracy of information provided by you, but does not take into account any undisclosed financial obligations. Arab National Bank will apply disclosure principles to the information you have disclosed, but will not access your credit history with the Saudi Credit Bureau (SIMAH) without your consent. The formula used by the Calculator may change at any time without advance notice, and additional fees and charges may apply. Usage of the Calculator does not constitute approval of the loan application. All applications are subject to ANB’s standard credit policies and approval criteria. The bank reserves the right to change or reject the result without any responsibilities or obligations whatsoever on the bank.

  • Terms and conditions apply.
  • The finance amount may change after a review of the client's credit record.
  • The finance amount may be affected based on the retirement age.
  • Funding mechanism for calculating approximate and subject to matching customer terms and conditions of Arab national bank, and the safety of his credit record as well as the final value of the item to be financed are also entitled to Arab national bank to change the terms, conditions and annual percentage rate without warning nor prior notice.

annual profit rate (apr)

  • CREDIT CARDS 

Example for Platinum credit card with credit limit of SAR 10,000:

APR

Credit Card Purchase rate 

Minimum Repayment %

Months Until Balance Repaid *

36.46%

1.95 % Monthly

5%

76 months

41.42%

2.25% Monthly

82 months

45.68%

2.50% Monthly

88 months

 Note: The above figures are an example and subject to change based on the credit limit, employer and salary.

* The figures under (Months Until Balance Repaid) are subject to minimum monthly repayment, keeping in mind the compounded interest added each month.

 

  • PERSONAL FINANCE

Finance Amount

Maturity

APR

Monthly Repayment Amount

SR 300,000

5 Years

%3.58

SR 5,397.5

The above figures are an example and subject to change based on the credit history, employer, age, finance value, finance tenor, salary, etc..

 

 

  • REAL ESTATE FINANCE

1. (purchasing ready unit, self-construction and mortgage)

  • For customers purchasing the first house:

Property market value

Finance to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

90%

Fixed

5.72%

20 years

Principal & profit

SR 3,078.75

Profits of 3 months future payments

The above figures are an example and subject to change based on the credit history, employer, age, finance value, finance tenor, salary, etc..

 

  • For customers purchasing the second house:

Property market value

Finance to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

70%

Fixed

5.72%

20 years

Principal & profit

SR 2,394.58

Profits of 3 months future payments

The above figures are an example and subject to change based on the credit history, employer, age, finance value, finance tenor, salary, etc..

 

 

2. (units under construction)

Property market value

Finance to value ratio

Fixed or variable rate

APR

Maturity

Payment type

Monthly repayment amount

Early payment charge

SR 500,000

90%

Fixed

5.72%

20 years

Portion of the Profit only will be paid during the construction period

 

The Principal & profit will be paid when the construction is completed

SR 3,078.75

Profits of 3 months future payments

The above figures are an example and subject to change based on the credit history, employer, age, finance value, finance tenor, salary, etc..

 

 

 

  • AUTO LEASE ( RESIDUAL FINAL PAYMENT REFINANCE)

Asset Type

Residual value

Maturity in Year

APR

Monthly repayment amount

Car ( Final payment refinance )

SR 10,000

1 Year

43.58%

SR 1,008.25

Car ( Final payment refinance )

SR 35,000

1 Year

23.08%

SR 3,258.04

Car ( Final payment refinance )

SR 25,000

2 Years

26.29%

SR 1,316.46

The above figures are an example and subject to change based on the credit history, employer, age, finance value, finance tenor, salary,Car value etc..

 

  • AL GHAD AL MUBARAK ACCOUNT

Monthly Average Balance

Profit calculation

Profit payment

AER

Number of debit transactions permitted for earning profit

SR. 2,500 

Monthly

Half-Yearly

0.25%

2 per Month

SR  50,000

Monthly

Half Yearly

0.25%

2 per month

SR 100,000

Monthly

Half Yearly

0.25%

2 per month
The above figures are examples and the annual rate (AER) and number of debit transactions permitted for earning profit are subject to change based on the market conditions.

 

 

*Terms and Conditions Apply