The SME Point of Sale (POS) Merchant Finance program is a Shariah Compliant program which offers ANB’s POS merchants short and medium term financing and LC & LC refinance.


  • Benefit from becoming ANB’s POS Merchant
  • Simple process
  • Quick decisioning

Purpose of facility

  • Purchase inventory locally or import internationally
  • Finance permanent working capital needs
  • Business expansion

Key Product Features

  • Max Finance amount: upto SAR 0.75 million
  • Easy credit/ finance terms
  • Flexible tenor: up to 18 months
  • Wide range of collaterals accepted


  • Existing ANB POS Merchant
  • Business turnover between SAR 1 million and SAR 30 million
  • Route all sales proceeds in ANB’s account

    Bank terms and conditions apply.

Next Steps

Please contact our SME Centers to fix a convenient appointment with our sales staff who will be pleased to visit you at your office.